Individual Retirement Account
If you are planning for your retirement, Superior Savings Bank has the IRA account you may be looking for. You may choose our Traditional IRA or Roth IRA for your own retirement security.
Superior Savings Bank offers the security of Certificates of Deposit for your retirement fund investments. SSB offers both 18 month and 30 month term IRA certificates, with two options available for the 18 month IRA. You may choose the variable rate account which offers an interest rate that may change during the term of the certificate and credits interest monthly. You may wish to choose the fixed rate account which locks your rate for the duration of the certificate term and credits interest quarterly. Our 30 month term IRA is just that, your interest rate is locked in for the duration of the certificate, paying interest quarterly. The 30 month IRA certificate usually earns you, the investor, a higher rate of interest as compared to the 18 month IRA.
With fixed or variable terms and availability of automatic rollover, once money is invested with Superior Savings Bank, you can relax and watch your money grow.
- All IRAs require $100 minimum to open.
- IRAs are FDIC insured up to $250,000 separately from other deposit accounts.
- All Federal regulations apply to IRA Certificate Accounts.
To make the most of these exciting IRA opportunities, stop by to visit with our in-house IRA coordinator, or simply give us a call at 715-394-7778 or email for more information (IRA Coordinator).
It is the policy of our bank not to accept out of the Superior and surrounding area applications for (savings, certificates of deposit, or IRA) accounts if there is not an existing or previous account relationship on record.