Competitive Interest Rate

Stay up to date with the latest rates from Superior Savings Bank. We work hard to offer competitive and reasonable interest rates across our savings accounts and loan options, helping you make the most of your money. Whether you are planning to borrow or looking for ways to grow your savings, our rates are designed to provide strong value and dependable financial solutions. Review the current rates below to see how Superior Savings Bank can support your financial goals.

Current Rates

Rate are accurate as of 05/28/26.
Rates Subject to Change Without Notice.
APY (Annual Percentage Yield)

Checking Accounts

Interest RateAnnual Percentage Yield (APY)Minimu Deposit to Open Account (APY)Minimu Balance to Obtain APY*Current as of:
Superior Checking0.01%0.01%$100.00$10.0003/24/2026
Youth Checking0.01%0.01%$5.00$5.00

Certificates Of Deposits

Minimum to OpenCompoundedMinimum to Earn APY*APY*Interest Rate
91 Day Certificate0.05%0.05%$1,000.00$1,000.0003/24/2026
6 Month Certificate0.10%0.10%$1,000.00$1,000.0003/24/2026
12 Month Certificate0.10%0.10%$500.00$500.0003/24/2026
18 Month Certificate0.10%0.10%$500.00$500.0003/24/2026
30 Month Certificate0.15%0.15%$500.00$500.0003/24/2026
48 Month Certificate0.25%0.25%$500.00$500.0003/24/2026

Savings Accounts

Interest RateAnnual Percentage YieldMinimum Deposit to Open AccountMinimum Balance to Obtain APY*Current as of:
Money Max Plus1.75%1.75%$50,000.00$10,000.00-$49,999.9903/24/2026
Money Max Plus3.00%3.05%$50,000.00$50,000.00-$99,999.9903/24/2026
Money Max Plus3.50%3.56%$100,000.00Greater than $99,999.9903/24/2026
Statement Savings0.05%0.05%$100.00$50.0003/24/2026
Super Saver0.05%0.05%$5.00$5.0003/24/2026
Christmas Club0.30%0.30%$1.00$1.0003/24/2026
Money Market0.10%0.10%$1,000.00Greater Than $999.9903/24/2026
Money Market0.09%0.09%$1,000.00Less Than $1,000.0003/24/2026
Money Max0.15%0.15%$10,000.00Greater Than $9,999.9903/24/2026
Money Max0.10%0.10%$10,000.00Less Than $10,000.0003/24/2026

* Daily balance (the amount of principal in the account each day)
Rates are subject to change without notice.
Fees may reduce the earnings on the account.
A penalty may be imposed for early withdrawal on certificates.

** Variable Rate Accounts rate may change after the account is opened.