Checking & Savings

It is the policy of our bank not to accept out of the Superior and surrounding area applications for (savings, certificates of deposit) accounts if there is not an existing or previous account relationship on record.

Superior Checking

Our Superior Checking is just that – superior. Balances under $100 will be charged a service fee of $3.00 per month.

  • $100 initial deposit required*
  • Interest paid monthly**
  • No per check charge
  • Unlimited check writing
  • Overdraft protection available (from another SSB account)
  • Free ATM/Debit Card (qualified applicants)
  • Itemized monthly statement
  • e-Statements
  • Bill Pay***

Youth Checking

This account, which is designed for depositors older than age 13 and younger than age 18, is titled in the minor’s name, with a parent or guardian over the age of 18 as the secondary account holder. This provides an excellent opportunity for you to teach your child how to use a checking account and be responsible with money.

  • $5 initial deposit required
  • No monthly fees
  • Interest paid monthly
  • Debit or ATM card
  • Free online banking
  • e-Statements

Statement Savings

You’ll like Superior Savings Bank’s Statement Savings plan. Statements with Electronic Funds Transfer (EFT) activity are printed monthly. Balances under $50 will be charged a service fee of $6.00 per quarter.

  • $100 initial deposit required
  • Interest paid quarterly
  • e-Statements

Super Saver Account

For Depositors under the age of 18, the Super Saver Account is a great choice. The Super Saver Account provides an excellent opportunity for younger savers to start building toward a financially secure future.

  • $5 initial deposit required
  • No monthly fees
  • Interest paid quarterly

Money Max Account

Your savings will grow with a Superior Savings Bank Money Max Account. You have the flexibility to deposit or withdraw funds when it’s convenient for you.

  • $10,000 initial deposit required
  • Interest paid monthly
  • Statement printed monthly

Money Market Account

This account is the ideal account if you prefer to receive a monthly statement recording of all your transactions.

  • $1,000 initial deposit required
  • Interest paid monthly
  • Statement printed monthly
  • Limited checks per month available

Christmas Club Account

With a Superior Savings Bank Christmas Club Account, you’ll know that a year from now, you’ll have the money you need for Christmas. Our Christmas Club runs from October to the following October.

You can deposit a specific amount each week, or make a deposit in any amount at your convenience, up to a max of $2500, it’s up to you. A check will be mailed to you in October.

  • Open account with as little as $1
  • Interest paid quarterly
  • Statement printed quarterly

Check 21 Disclosure
*Maintain $100 minimum balance OR pay $3 monthly service charge if balance drops below $100 during any day of the statement cycle.
**$10 minimum balance to earn annual percentage yield.
***Free when you make at least 3 online bill payments per month.

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